When 1$ million is deposited at a bank , the required reserve ratio 20 percent , and the bank choose not to make any loans nut to hold excess reserves instead , then , in the bank’s final balance sheet ;

A) the assets at the bank increase by 1$ million.

B) the liabilities of the bank decrease by 1 $ million .

C) reserves increase by 200,000 $.

D) liabilities increase by 200,000 $ .